Small Business Owners, Families, Individuals, Students, Self Employed, School Teachers!
Are you fed up with the sky high premiums, and lack of benefits? Cannot afford to add your spouse or family on your company plan? You do have a choice!
Why pay for health insurance benefits that you do not need today, may never need or may not be able to afford today, or pay for other peoples pre-existing conditions, and older ages? And why have to go through Open Enrollment every year, year after year?
U.S. Health Advisors, is a not for profit company, headquartered in Fort Worth. We are structured to compete against Obama Care and the Affordable Care Act, and to fit any budget. You actually have to qualify for our health insurance. This differs from traditional Major Medical, where you must pay co-pays every time you go to a doctor's office, and first satisfy a deductible every year before you are eligible to receive benefit payments. Even then, you have to pay a co-insurance like 70/30 or 80/20 before the insurance company will pay 100%.
♦ Guaranteed 3 Year Fixed Premium Rate Locks on all standard policies.
♦ Lifetime Fixed Premium Rate Locks on our Guaranteed issue policy for preexisting conditions of any kind.
♦ No deductible, co-insurance, or co-pays!
♦ PPO coverage only!
♦ 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year.
♦ Up to $800.00 per day for 30 days paid directly to you, if you are confined in the hospital for more than 1 night.
♦ Blanket Excess Medical Expense Coverage of $10,000 in for a covered accident, after a $500 deductible per accident, per Member. Paid directly to you!
♦ Under Group Plans, each policy is an individual policy, which is owned by the employee, and if the employee is fired, laid off, or just leaves on their own, they take the policy with them, and do not have to suffer with the high Cobra rates.
♦ Dental and vision coverage.
♦ And – Our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy): If any plan member suffers a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, upgrade to our Premier Med Plan for $3,000.00 out of pocket, and have 100% of the total medical costs covered. No underwriting required!
♦ And, much, much, more.
Please call me with any questions, or for a budgetary quote.
U.S. Health Advisors
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